Perpetual Labs
We are passionate about innovation and creating solutions that truly make a difference in helping clients manage their wealth. Below is a curated selection of our work. If you're genuinely interested in our projects and would like more information, please click the login below to register.
AI - Message Assistant
AI - Suitability Integration
AI - Suitability Integration
We've successfully injected AI smarts into chat, helping wealth managers tackle technical queries with wisdom from OpenAI and our own knowledge base. Plus, we've thrown in a bit of grammar and spelling magic.
AI - Suitability Integration
AI - Suitability Integration
AI - Suitability Integration
The AI Suitability Letter Writer is complete and operational. The wealth manager has requested a deeper integration with the firm's knowledge base, which is in progress. Remember, the output quality reflects the input quality!
AI - GPT4 Integration
AI - Suitability Integration
Integrated Illustrations
With the completion of our AI integration's initial phase, we're reminded of a poignant Marvel film quote: "With great power comes great responsibility." This significant step is akin to opening Pandora's Box, unleashing a world of possibilities and challenges.
Integrated Illustrations
Open Banking - Integration
Integrated Illustrations
Our wealth management client aimed to customise SIPP illustrations with CRM data, seamlessly integrating the resulting PDFs into the digital client library, thereby eliminating the need for redundant data entry and expediting a lengthy process.
Global Asset Tracking
Open Banking - Integration
Open Banking - Integration
Specifically tailored for family office clients, this system seamlessly integrates with both Wealth Portal and Wealth Portal Mobile, facilitating real-time tracking of global assets such as planes and sailing boats through satellite and GSM technology.
Open Banking - Integration
Open Banking - Integration
Open Banking - Integration
Our initial project focused on establishing real-time connections with all major UK banks and selected private banks. This serves as the basis for categorising expenditure and integrating it into the Wealth Portal.
Real-Time Property Data
Open Banking - Fact Find
Real-Time Property Data
Real-time property valuations, sourced directly from the Land Registry, are supplemented with a client-side overlay for additional details such as enhancements. These are then seamlessly integrated with the wealth metrics and calculators.
External DFM Analysis
Open Banking - Fact Find
Real-Time Property Data
Our family office client needed to evaluate money-weighted returns from various DFMs in real time, adjusted for risk, as comparing performance was challenging. This proved to be an eye-opener for us and a game-changer in determining value.
Open Banking - Fact Find
Open Banking - Fact Find
Open Banking - Fact Find
We couldn't find a categorisation engine that actually worked, so we did it ourselves. Now, wealth managers can map their own fact-finding categories to real-time data and auto-populate fact and cash flow models – and yes, it works!"
The Advice Gap
Our Ongoing CSR project
The Advice Gap, a crucial issue in the financial sector, arises from the difficulty many individuals face in accessing affordable financial advice. This gap is particularly evident among young people and retirees, impacted by the high costs of initial advice, often around £2,000, and the expenses involved in managing smaller investment pots. These costs can make financial advice counterproductive.
In response, we are actively developing solutions that emphasise automation, compliance simplification, education, and user-friendly technology. This initiative is a key part of our Corporate Social Responsibility (CSR) policy, and we welcome volunteers who are eager to contribute to this important mission.
Our CEO, Ian Cooke, a recognised consumer duty champion at two major UK firms, has a deep understanding of the impact of escalating advice costs, often driven by regulatory changes. His insights are vital in guiding our efforts to make financial guidance more accessible and cost-effective, addressing the needs of those most affected by the Advice Gap.
